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How to Calculate Compensation for Loss of Use of a Body Part

Slape & Howard Feb. 16, 2026

Losing the use of a body part can feel like life has been abruptly divided into before and after. Everyday tasks may suddenly require more time, effort, or assistance. Pain, frustration, and uncertainty often follow, especially when work and independence are affected. Many people worry about how they’ll adapt while still trying to heal.

These concerns often arise during a personal injury claim. Our attorneys at Slape & Howard help injured people understand how compensation is calculated when physical abilities change. 

We focus on helping clients feel informed rather than overwhelmed during an already difficult period. That support often brings clarity when questions about fairness and financial recovery surface.

How Loss Of Use Is Evaluated In Injury Claims

Loss of use refers to the reduction or loss of function in a body part following an injury. This may involve limited movement, strength, or coordination. Medical providers typically assess the extent of functional loss relative to normal use. Those findings often form the basis of compensation discussions in a personal injury case.

Doctors may use physical exams, imaging, and functional testing to document limitations. These results are often expressed as a percentage of impairment. That percentage reflects the extent to which the injury affects daily activities and work tasks. Higher impairment ratings often lead to greater consideration of compensation.

Consistency matters throughout this process. Medical records should reflect ongoing limitations rather than isolated complaints. When documentation aligns over time, the impact of the injury becomes clearer.

Medical Evidence That Shapes Compensation

Medical documentation plays a central role when calculating compensation for loss of use. Records don’t just confirm an injury; they show how it affects movement and strength.

Treatment history, therapy notes, and diagnostic tests all contribute to the picture. These details help establish the seriousness of the condition within a personal injury claim.

Physicians may also assign permanent impairment ratings. These ratings quantify the extent of functional loss. While they don’t decide compensation alone, they carry weight during negotiations. Clear explanations in medical notes often reduce disputes.

Strong records don’t appear overnight. Ongoing care helps reflect how limitations persist over time. This continuity supports a more accurate evaluation.

Types of medical evidence commonly reviewed include:

  • Physician impairment ratings

  • Physical therapy progress notes

  • Diagnostic imaging reports

  • Functional capacity evaluations

Each piece of evidence adds context. Together, they show how the injury affects real movement and strength. At Slape & Howard, we help clients identify which records are most important in a personal injury claim.

Financial Factors Beyond Medical Ratings

Compensation for loss of use isn’t based solely on medical percentages. Financial effects often shape the overall value of a claim. Reduced earning ability, missed work, and future job limitations may be considered. These factors reflect how the injury changes long-term stability.

Pain and daily inconvenience can also influence compensation. Difficulty dressing, driving, or completing household tasks adds strain. These challenges aren’t always visible but still matter. When properly documented, they support a fuller picture of the personal injury.

Past and future costs often come into play. Ongoing treatment, adaptive equipment, or job retraining may be necessary. These expenses demonstrate that loss of use extends beyond the initial injury.

Common financial considerations tied to loss of use include:

  • Lost wages or reduced earning capacity

  • Future medical or therapy expenses

  • Costs of assistive devices

  • Impact on career advancement

Looking at both physical and financial effects creates balance. Compensation discussions often rely on how these factors connect. We help clients see how their daily challenges fit into the broader personal injury process.

How Loss Of Use Is Viewed Over Time

Loss of use isn’t always static. Some injuries improve slightly, while others worsen as the body compensates in unhealthy ways. Medical records that reflect changes over months or years can affect how compensation is viewed. This long-term perspective often matters in a personal injury claim.

Follow-up evaluations may show declining strength, reduced range of motion, or chronic pain. These developments help explain why early estimates don’t always capture the full impact. When providers document these changes, it supports the idea that loss of use affects future quality of life. That context often shapes compensation discussions.

Work capacity may also shift over time. An injury that initially allowed modified duties may later limit hours or require a job change. Notes from employers and physicians can reflect this progression. These records demonstrate that loss of use continues to disrupt stability and income.

Consistency remains important as time passes. When medical observations align with daily limitations, the claim feels more grounded. Slape & Howard helps clients gather records that reflect how loss of use unfolds, not just how it appeared at the beginning.

No two injuries affect people the same way. Loss of use can mean different things depending on a person’s job, age, and lifestyle. A hand injury may affect a construction worker differently from an office employee. These personal factors often influence compensation outcomes.

Courts and insurers may review how the injury changes daily routines. Hobbies, caregiving responsibilities, and independence all matter. When these details are documented, they add depth to the claim. This context helps explain why impairment percentages don’t tell the whole story.

Experienced personal injury attorneys often help connect these personal details to supporting evidence. That connection helps injured individuals feel represented accurately. At Slape & Howard, our attorneys work with clients to highlight how loss of use affects real life.

Taking The Next Step Toward Fair Compensation

Calculating compensation for loss of use involves more than numbers on a page. It’s about how an injury reshapes daily life and plans. A personal injury claim should reflect both physical limitations and practical consequences. Feeling informed can ease some of the stress that follows a serious injury.

At Slape & Howard, we support clients throughout Wichita, Kansas, and communities across the state. We help injured individuals understand how compensation factors come together and what documentation supports their position.